There’s a massive problem of criminals filling out false electronic tax returns so they can claim a refund and get the refund on a prepaid debit card. All you need is someone’s social security number, which is stolen from various organizations like schools and healthcare providers which use them.
The obvious solution to the problem was found in a NY Times comment:
Just like with EBT food stamp cards which can be traded around and easily used for fraudulent purposes, the Democrats insist of debit card tax refunds because they claim to be concerned about people without bank accounts. News flash: People without bank accounts don't pay taxes and shouldn't get refunds! But of course there are the welfare checks known as Earned Income Tax Credit that Dems want to give to their constituents. So Dems then say you need debit cards to give these people money because they don't have bank accounts. And the fraud follows.
Solution: send tax refunds only to an American, identifiable bank account with the taxpayer's name on it. Problem solved. But, of course, Dems prefer fraud when weighed against the possibility of any limitation on the ease of welfare payments. Just an ancillary result of government dependency programs that hurt all law-abiding taxpayers. As long as these debit card refunds exist, there is no solution. How many billions are you willing to pay criminals (and subsidize their crime gangs) in the name of political correctness?
Yes, tax return fraud turns out to be another problem created by political correctness and Democrats.